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Business Studies Banking Full Forms in Business Studies 10 months ago
What is the full form of NPA?
The full form of NPA is “Non Performing Assets”. NPA is also called a bad loan. It refers to a mortgage or advance in respect of which the interest or principal payment has been overdue for ninety days. This 90 Days duration is the standard time frame. It is called as Non Performing Assets (NPA) bank assets (loans or advances given to customers) which are not performing (no return).
Example of NPAA bank has given a loan of ₹5 lakh to a company, in which interest is paid only ₹2500 per month. If the company fails to make payments for three consecutive months (90 days), the bank is required to classify this loan as an NPA to meet regulatory requirements. Alternatively, a loan can also be categorized as nonperforming if a company makes all interest payments but cannot repay the principal at maturity. NPAs impose a burden on the lenders in the form of non-payment of interest or reduced cash flow for the principal lender. This constrains the budget and slashes earnings and reduces the capital to be provided for subsequent loans.
Other full forms of NPA
| National Policy Association | Association |
| National Police Academy | Police |
| Network Professional Association | Association |
| National Production Authority | Security & Defence |
| Nouveau Parti Anticapitaliste [New Anticapitalist Part] | Politics |
| New People’s Army | Military |
| Non-Partisan Association | Politics |
| Numeral Prefix Allocation | Telecom |
| Naval Air Station, USA | Airport Codes |
| Norwegian People’s Aid | Organizations |
| National Programme of Action | Governmental |
| Network Pacific Asia | Companies & Firms |
| Net Pay Advice | Occupation & Positions |
| National Pigeon Association | Organizations |
| Northern Plains Area | States |
| National Parking Association | Organizations |
| Not Paying Attention | Educational |
| National Prescription Administrators | Companies & Firms |
| New Pheromone Additive | Physiology |
| No Party Affiliation | Politics |
| Newark Pride Alliance | Community |
| Novell Product Announcement | Software |
| National Priority Area | US Government |
| Network Point Address | Networking |
| National Pig Association | Organizations |
| Numbering Plan Area | Telecom |
Posted on 01 Sep 2024, this text provides information on Business Studies related to Banking Full Forms in Business Studies. Please note that while accuracy is prioritized, the data presented might not be entirely correct or up-to-date. This information is offered for general knowledge and informational purposes only, and should not be considered as a substitute for professional advice.
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