FEATURES of PMAY Scheme are as followsThe Indian government will provide an interest SUBSIDY of 6.5% on housing loans availed by the beneficiaries for a period of 15 years from the commencement of their loan tenureScheme can well be TERMED as a Pro-women scheme due to its preference over to the female applicants in the family.During the allocation of houses under the scheme of PMAY, the preference in allocating the ground floors will be given to the SENIOR citizens and to the differently-abled.All the houses built under PMYA scheme would be carried out through technology and will have eco-friendly compliance.